Call reports 2014
DAMASCUS COMMUNITY BANK — 2014
What DAMASCUS COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 277,435,000 | 279,637,000 | 291,525,000 | 284,593,000 |
| Total loans | 202,819,000 | 213,723,000 | 228,199,000 | 227,401,000 |
| Allowance for loan losses | 2,789,000 | 2,989,000 | 3,319,000 | 4,601,000 |
| Securities available for sale | 50,462,000 | 46,615,000 | 45,875,000 | 45,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,887,000 | 251,897,000 | 260,277,000 | 250,556,000 |
| Interest-bearing deposits | 191,030,000 | 191,934,000 | 197,360,000 | 197,295,000 |
| Noninterest-bearing deposits | 57,857,000 | 59,963,000 | 62,917,000 | 53,261,000 |
| Equity capital | 22,126,000 | 22,697,000 | 23,542,000 | 23,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,817,000 | 5,666,000 | 8,574,000 | 11,435,000 |
| Interest expense | 237,000 | 466,000 | 713,000 | 975,000 |
| Net interest income | 2,580,000 | 5,200,000 | 7,861,000 | 10,460,000 |
| Noninterest income | 176,000 | 462,000 | 1,937,000 | 2,397,000 |
| Noninterest expense | 2,005,000 | 4,075,000 | 6,625,000 | 8,854,000 |
| Provision for loan losses | 1,243,000 | 1,690,000 | 2,071,000 | 4,019,000 |
| Pretax income | -468,000 | 124,000 | 1,345,000 | 256,000 |
| Income tax | -114,000 | 57,000 | 561,000 | -46,000 |
| Net income | -354,000 | 67,000 | 784,000 | 302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,601,000 | 23,016,000 | 23,739,000 | 23,256,000 |
| Total capital | 25,352,000 | 25,881,000 | 26,708,000 | 26,191,000 |
| Risk-weighted assets | 220,047,000 | 229,047,000 | 237,170,000 | 233,150,000 |