Call reports 2013
DAMASCUS COMMUNITY BANK — 2013
What DAMASCUS COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 264,614,000 | 261,518,000 | 269,240,000 | 273,352,000 |
| Total loans | 185,323,000 | 188,063,000 | 189,440,000 | 198,369,000 |
| Allowance for loan losses | 2,261,000 | 2,086,000 | 2,262,000 | 2,212,000 |
| Securities available for sale | 41,302,000 | 46,490,000 | 52,287,000 | 51,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,561,000 | 233,273,000 | 239,713,000 | 244,448,000 |
| Interest-bearing deposits | 188,089,000 | 185,919,000 | 192,550,000 | 189,586,000 |
| Noninterest-bearing deposits | 48,473,000 | 47,354,000 | 47,164,000 | 54,862,000 |
| Equity capital | 22,035,000 | 21,867,000 | 22,072,000 | 22,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,733,000 | 5,466,000 | 8,260,000 | 11,123,000 |
| Interest expense | 298,000 | 591,000 | 871,000 | 1,138,000 |
| Net interest income | 2,435,000 | 4,875,000 | 7,389,000 | 9,985,000 |
| Noninterest income | 629,000 | 1,260,000 | 1,960,000 | 2,407,000 |
| Noninterest expense | 2,505,000 | 4,615,000 | 6,905,000 | 9,311,000 |
| Provision for loan losses | 215,000 | 375,000 | 665,000 | 930,000 |
| Pretax income | 329,000 | 1,130,000 | 1,784,000 | 2,233,000 |
| Income tax | 106,000 | 411,000 | 657,000 | 641,000 |
| Net income | 223,000 | 719,000 | 1,127,000 | 1,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,804,000 | 22,245,000 | 22,596,000 | 23,013,000 |
| Total capital | 24,065,000 | 24,331,000 | 24,858,000 | 25,225,000 |
| Risk-weighted assets | 203,255,000 | 205,323,000 | 208,250,000 | 216,196,000 |