Call reports 2012
DAMASCUS COMMUNITY BANK — 2012
What DAMASCUS COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 249,197,000 | 253,593,000 | 253,378,000 | 260,820,000 |
| Total loans | 175,197,000 | 180,465,000 | 182,146,000 | 189,264,000 |
| Allowance for loan losses | 2,169,000 | 2,625,000 | 2,393,000 | 2,385,000 |
| Securities available for sale | 30,436,000 | 38,395,000 | 40,355,000 | 42,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,779,000 | 224,946,000 | 224,568,000 | 232,637,000 |
| Interest-bearing deposits | 178,245,000 | 177,957,000 | 180,107,000 | 184,277,000 |
| Noninterest-bearing deposits | 42,533,000 | 46,988,000 | 44,461,000 | 48,360,000 |
| Equity capital | 22,171,000 | 22,381,000 | 22,681,000 | 21,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,689,000 | 5,346,000 | 8,128,000 | 10,824,000 |
| Interest expense | 400,000 | 782,000 | 1,153,000 | 1,512,000 |
| Net interest income | 2,289,000 | 4,564,000 | 6,975,000 | 9,312,000 |
| Noninterest income | 781,000 | 1,552,000 | 2,245,000 | 3,190,000 |
| Noninterest expense | 2,290,000 | 4,516,000 | 6,857,000 | 10,658,000 |
| Provision for loan losses | 268,000 | 821,000 | 1,123,000 | 1,398,000 |
| Pretax income | 859,000 | 1,252,000 | 1,770,000 | 976,000 |
| Income tax | 249,000 | 379,000 | 546,000 | 231,000 |
| Net income | 610,000 | 873,000 | 1,224,000 | 745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,881,000 | 21,050,000 | 21,335,000 | 21,581,000 |
| Total capital | 23,050,000 | 23,493,000 | 23,728,000 | 23,966,000 |
| Risk-weighted assets | 188,670,000 | 194,764,000 | 196,133,000 | 202,685,000 |