Call reports 2011
DAMASCUS COMMUNITY BANK — 2011
What DAMASCUS COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 243,230,000 | 247,993,000 | 250,165,000 | 242,142,000 |
| Total loans | 174,801,000 | 175,972,000 | 175,320,000 | 175,927,000 |
| Allowance for loan losses | 2,058,000 | 2,416,000 | 2,372,000 | 2,279,000 |
| Securities available for sale | 32,114,000 | 34,427,000 | 35,272,000 | 33,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,250,000 | 219,941,000 | 222,044,000 | 216,815,000 |
| Interest-bearing deposits | 177,710,000 | 176,895,000 | 178,481,000 | 171,762,000 |
| Noninterest-bearing deposits | 39,540,000 | 43,046,000 | 43,563,000 | 45,053,000 |
| Equity capital | 20,234,000 | 20,869,000 | 21,420,000 | 21,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,758,000 | 5,553,000 | 8,380,000 | 11,099,000 |
| Interest expense | 501,000 | 993,000 | 1,468,000 | 1,903,000 |
| Net interest income | 2,257,000 | 4,560,000 | 6,912,000 | 9,196,000 |
| Noninterest income | 555,000 | 1,199,000 | 1,737,000 | 2,450,000 |
| Noninterest expense | 2,173,000 | 4,150,000 | 6,286,000 | 8,690,000 |
| Provision for loan losses | 270,000 | 592,000 | 859,000 | 940,000 |
| Pretax income | 377,000 | 1,118,000 | 2,063,000 | 2,575,000 |
| Income tax | 113,000 | 345,000 | 671,000 | 778,000 |
| Net income | 264,000 | 773,000 | 1,392,000 | 1,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,032,000 | 19,474,000 | 20,025,000 | 20,360,000 |
| Total capital | 21,090,000 | 21,877,000 | 22,384,000 | 22,639,000 |
| Risk-weighted assets | 191,956,000 | 191,496,000 | 188,747,000 | 188,001,000 |