Call reports 2010
DAMASCUS COMMUNITY BANK — 2010
What DAMASCUS COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 235,301,000 | 236,651,000 | 237,604,000 | 244,834,000 |
| Total loans | 167,319,000 | 173,359,000 | 179,142,000 | 176,338,000 |
| Allowance for loan losses | 1,480,000 | 1,652,000 | 3,242,000 | 1,979,000 |
| Securities available for sale | 39,992,000 | 33,478,000 | 34,889,000 | 27,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,688,000 | 211,086,000 | 212,264,000 | 220,066,000 |
| Interest-bearing deposits | 172,699,000 | 174,676,000 | 174,338,000 | 181,329,000 |
| Noninterest-bearing deposits | 37,989,000 | 36,409,000 | 37,927,000 | 38,737,000 |
| Equity capital | 20,124,000 | 20,274,000 | 20,020,000 | 19,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,816,000 | 5,718,000 | 8,640,000 | 11,542,000 |
| Interest expense | 734,000 | 1,454,000 | 2,157,000 | 2,726,000 |
| Net interest income | 2,082,000 | 4,264,000 | 6,483,000 | 8,816,000 |
| Noninterest income | 437,000 | 728,000 | 1,156,000 | 3,062,000 |
| Noninterest expense | 1,679,000 | 3,296,000 | 5,047,000 | 8,177,000 |
| Provision for loan losses | 381,000 | 1,008,000 | 2,780,000 | 2,915,000 |
| Pretax income | 513,000 | 744,000 | -132,000 | 842,000 |
| Income tax | 98,000 | 162,000 | -220,000 | 155,000 |
| Net income | 415,000 | 582,000 | 88,000 | 687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,839,000 | 19,902,000 | 19,326,000 | 18,900,000 |
| Total capital | 21,319,000 | 21,554,000 | 21,743,000 | 20,879,000 |
| Risk-weighted assets | 188,813,000 | 189,358,000 | 192,562,000 | 189,244,000 |