Call reports 2012
PERKINS STATE BANK, THE — 2012
What PERKINS STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 188,234,000 | 178,088,000 | 171,361,000 | 175,244,000 |
| Total loans | 102,211,000 | 101,011,000 | 97,347,000 | 93,234,000 |
| Allowance for loan losses | 2,572,000 | 2,616,000 | 2,469,000 | 2,401,000 |
| Securities available for sale | 35,898,000 | 31,425,000 | 29,853,000 | 15,377,000 |
| Securities held to maturity | 796,000 | 793,000 | 790,000 | 787,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,997,000 | 163,244,000 | 156,087,000 | 161,812,000 |
| Interest-bearing deposits | 126,356,000 | 121,665,000 | 115,473,000 | 117,494,000 |
| Noninterest-bearing deposits | 41,641,000 | 41,579,000 | 40,614,000 | 44,318,000 |
| Equity capital | 14,045,000 | 14,696,000 | 14,925,000 | 13,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,999,000 | 3,900,000 | 5,733,000 | 7,400,000 |
| Interest expense | 194,000 | 368,000 | 515,000 | 644,000 |
| Net interest income | 1,805,000 | 3,532,000 | 5,218,000 | 6,756,000 |
| Noninterest income | -23,000 | 575,000 | 1,199,000 | 582,000 |
| Noninterest expense | 2,220,000 | 4,259,000 | 6,481,000 | 8,912,000 |
| Provision for loan losses | 815,000 | 1,182,000 | 1,492,000 | 1,692,000 |
| Pretax income | -1,206,000 | -1,133,000 | -1,371,000 | -2,776,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,206,000 | -1,133,000 | -1,371,000 | -2,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,178,000 | 14,751,000 | 14,513,000 | 13,108,000 |
| Total capital | 15,718,000 | 16,256,000 | 15,963,000 | 14,341,000 |
| Risk-weighted assets | 122,168,000 | 119,265,000 | 114,993,000 | 97,434,000 |