Call reports 2025
SALYERSVILLE NATIONAL BANK, THE — 2025
What SALYERSVILLE NATIONAL BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 154,388,000 | 158,744,000 | 160,070,000 | 160,842,000 |
| Total loans | 85,772,000 | 90,100,000 | 93,432,000 | 89,969,000 |
| Allowance for loan losses | 788,000 | 788,000 | 788,000 | 788,000 |
| Securities available for sale | 45,496,000 | 45,011,000 | 45,118,000 | 44,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,382,000 | 121,993,000 | 121,796,000 | 122,071,000 |
| Interest-bearing deposits | 89,249,000 | 88,992,000 | 91,656,000 | 93,724,000 |
| Noninterest-bearing deposits | 29,133,000 | 33,001,000 | 30,140,000 | 28,347,000 |
| Equity capital | 15,058,000 | 15,566,000 | 16,820,000 | 17,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,970,000 | 4,043,000 | 6,197,000 | 8,345,000 |
| Interest expense | 496,000 | 980,000 | 1,496,000 | 2,007,000 |
| Net interest income | 1,474,000 | 3,063,000 | 4,701,000 | 6,338,000 |
| Noninterest income | 67,000 | 124,000 | 181,000 | 235,000 |
| Noninterest expense | 786,000 | 1,583,000 | 2,393,000 | 3,306,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 755,000 | 1,604,000 | 2,489,000 | 3,267,000 |
| Income tax | 181,000 | 386,000 | 602,000 | 780,000 |
| Net income | 574,000 | 1,218,000 | 1,887,000 | 2,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,916,000 | 22,230,000 | 22,899,000 | 23,169,000 |
| Total capital | 22,762,000 | 23,076,000 | 23,745,000 | 24,015,000 |
| Risk-weighted assets | 90,180,000 | 95,670,000 | 99,749,000 | 97,554,000 |