Call reports 2024
SALYERSVILLE NATIONAL BANK, THE — 2024
What SALYERSVILLE NATIONAL BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 144,311,000 | 141,207,000 | 147,450,000 | 153,884,000 |
| Total loans | 76,074,000 | 79,028,000 | 81,604,000 | 78,677,000 |
| Allowance for loan losses | 782,000 | 788,000 | 788,000 | 788,000 |
| Securities available for sale | 43,915,000 | 43,365,000 | 44,678,000 | 45,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,725,000 | 107,604,000 | 111,694,000 | 118,544,000 |
| Interest-bearing deposits | 77,989,000 | 78,968,000 | 83,553,000 | 89,301,000 |
| Noninterest-bearing deposits | 28,736,000 | 28,636,000 | 28,141,000 | 29,243,000 |
| Equity capital | 13,125,000 | 13,279,000 | 15,221,000 | 14,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,674,000 | 3,399,000 | 5,234,000 | 7,161,000 |
| Interest expense | 432,000 | 853,000 | 1,316,000 | 1,820,000 |
| Net interest income | 1,242,000 | 2,546,000 | 3,918,000 | 5,341,000 |
| Noninterest income | 56,000 | 120,000 | 184,000 | 242,000 |
| Noninterest expense | 730,000 | 1,461,000 | 2,220,000 | 2,998,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 568,000 | 1,205,000 | 1,882,000 | 2,585,000 |
| Income tax | 133,000 | 283,000 | 444,000 | 603,000 |
| Net income | 435,000 | 922,000 | 1,438,000 | 1,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,455,000 | 20,611,000 | 21,127,000 | 21,342,000 |
| Total capital | 21,294,000 | 21,456,000 | 21,973,000 | 22,188,000 |
| Risk-weighted assets | 75,706,000 | 81,483,000 | 87,613,000 | 85,206,000 |