Call reports 2023
SALYERSVILLE NATIONAL BANK, THE — 2023
What SALYERSVILLE NATIONAL BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 139,242,000 | 141,759,000 | 138,337,000 | 135,585,000 |
| Total loans | 75,515,000 | 78,510,000 | 78,764,000 | 79,276,000 |
| Allowance for loan losses | 444,000 | 445,000 | 850,000 | 782,000 |
| Securities available for sale | 48,114,000 | 46,178,000 | 43,632,000 | 44,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,125,000 | 105,454,000 | 102,683,000 | 98,217,000 |
| Interest-bearing deposits | 79,055,000 | 76,342,000 | 73,977,000 | 72,114,000 |
| Noninterest-bearing deposits | 28,070,000 | 29,112,000 | 28,706,000 | 26,103,000 |
| Equity capital | 13,075,000 | 12,246,000 | 11,352,000 | 12,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,384,000 | 2,903,000 | 4,505,000 | 6,148,000 |
| Interest expense | 136,000 | 389,000 | 715,000 | 1,090,000 |
| Net interest income | 1,248,000 | 2,514,000 | 3,790,000 | 5,058,000 |
| Noninterest income | 72,000 | 144,000 | 222,000 | 298,000 |
| Noninterest expense | 720,000 | 1,417,000 | 2,121,000 | 2,896,000 |
| Provision for loan losses | 0 | 0 | 0 | -68,000 |
| Pretax income | 600,000 | 1,241,000 | 1,891,000 | 2,528,000 |
| Income tax | 142,000 | 295,000 | 450,000 | 590,000 |
| Net income | 458,000 | 946,000 | 1,441,000 | 1,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,200,000 | 19,358,000 | 19,853,000 | 20,019,000 |
| Total capital | 19,678,000 | 19,819,000 | 20,730,000 | 20,858,000 |
| Risk-weighted assets | 74,320,000 | 76,615,000 | 76,905,000 | 78,290,000 |