Call reports 2022
SALYERSVILLE NATIONAL BANK, THE — 2022
What SALYERSVILLE NATIONAL BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 133,490,000 | 136,326,000 | 134,846,000 | 137,793,000 |
| Total loans | 64,756,000 | 69,085,000 | 68,575,000 | 75,093,000 |
| Allowance for loan losses | 442,000 | 443,000 | 442,000 | 444,000 |
| Securities available for sale | 47,495,000 | 50,268,000 | 52,219,000 | 49,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,671,000 | 105,792,000 | 105,324,000 | 106,123,000 |
| Interest-bearing deposits | 77,842,000 | 80,191,000 | 79,974,000 | 80,722,000 |
| Noninterest-bearing deposits | 23,829,000 | 25,601,000 | 25,350,000 | 25,401,000 |
| Equity capital | 15,532,000 | 13,460,000 | 12,286,000 | 12,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,054,000 | 2,155,000 | 3,395,000 | 4,738,000 |
| Interest expense | 45,000 | 91,000 | 144,000 | 217,000 |
| Net interest income | 1,009,000 | 2,064,000 | 3,251,000 | 4,521,000 |
| Noninterest income | 68,000 | 132,000 | 200,000 | 277,000 |
| Noninterest expense | 679,000 | 1,346,000 | 2,022,000 | 2,787,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 398,000 | 850,000 | 1,429,000 | 2,011,000 |
| Income tax | 88,000 | 189,000 | 322,000 | 453,000 |
| Net income | 310,000 | 661,000 | 1,107,000 | 1,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,154,000 | 18,175,000 | 18,621,000 | 18,742,000 |
| Total capital | 18,631,000 | 18,661,000 | 19,098,000 | 19,219,000 |
| Risk-weighted assets | 65,251,000 | 70,758,000 | 69,765,000 | 74,355,000 |