Call reports 2021
SALYERSVILLE NATIONAL BANK, THE — 2021
What SALYERSVILLE NATIONAL BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 129,281,000 | 127,861,000 | 131,964,000 | 134,173,000 |
| Total loans | 68,194,000 | 69,946,000 | 71,354,000 | 65,950,000 |
| Allowance for loan losses | 442,000 | 441,000 | 441,000 | 442,000 |
| Securities available for sale | 42,131,000 | 41,027,000 | 46,610,000 | 48,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,071,000 | 97,813,000 | 100,540,000 | 102,154,000 |
| Interest-bearing deposits | 73,551,000 | 71,552,000 | 74,934,000 | 77,538,000 |
| Noninterest-bearing deposits | 26,520,000 | 26,261,000 | 25,606,000 | 24,616,000 |
| Equity capital | 17,639,000 | 17,532,000 | 17,779,000 | 17,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,009,000 | 2,034,000 | 3,198,000 | 4,302,000 |
| Interest expense | 55,000 | 106,000 | 155,000 | 202,000 |
| Net interest income | 954,000 | 1,928,000 | 3,043,000 | 4,100,000 |
| Noninterest income | 65,000 | 129,000 | 188,000 | 231,000 |
| Noninterest expense | 684,000 | 1,352,000 | 2,047,000 | 2,794,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 335,000 | 717,000 | 1,207,000 | 1,560,000 |
| Income tax | 21,000 | 107,000 | 216,000 | 288,000 |
| Net income | 314,000 | 610,000 | 991,000 | 1,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,546,000 | 17,512,000 | 17,893,000 | 17,844,000 |
| Total capital | 18,024,000 | 17,991,000 | 18,367,000 | 18,330,000 |
| Risk-weighted assets | 65,870,000 | 65,960,000 | 68,380,000 | 66,608,000 |