Call reports 2020
SALYERSVILLE NATIONAL BANK, THE — 2020
What SALYERSVILLE NATIONAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 114,147,000 | 118,631,000 | 118,768,000 | 123,501,000 |
| Total loans | 61,859,000 | 65,810,000 | 67,675,000 | 65,947,000 |
| Allowance for loan losses | 455,000 | 455,000 | 456,000 | 442,000 |
| Securities available for sale | 36,768,000 | 34,601,000 | 30,400,000 | 33,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,513,000 | 90,502,000 | 89,822,000 | 95,163,000 |
| Interest-bearing deposits | 67,427,000 | 67,306,000 | 66,876,000 | 70,917,000 |
| Noninterest-bearing deposits | 19,086,000 | 23,196,000 | 22,946,000 | 24,246,000 |
| Equity capital | 17,093,000 | 17,617,000 | 17,839,000 | 17,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,129,000 | 2,214,000 | 3,258,000 | 4,402,000 |
| Interest expense | 128,000 | 249,000 | 337,000 | 402,000 |
| Net interest income | 1,001,000 | 1,965,000 | 2,921,000 | 4,000,000 |
| Noninterest income | 54,000 | 111,000 | 169,000 | 225,000 |
| Noninterest expense | 750,000 | 1,475,000 | 2,220,000 | 3,012,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 310,000 | 606,000 | 909,000 | 1,239,000 |
| Income tax | 50,000 | 99,000 | 143,000 | 208,000 |
| Net income | 260,000 | 507,000 | 766,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,121,000 | 17,038,000 | 17,297,000 | 17,232,000 |
| Total capital | 17,597,000 | 17,518,000 | 17,770,000 | 17,711,000 |
| Risk-weighted assets | 62,644,000 | 61,632,000 | 61,791,000 | 64,237,000 |