Call reports 2019
SALYERSVILLE NATIONAL BANK, THE — 2019
What SALYERSVILLE NATIONAL BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 109,291,000 | 107,635,000 | 109,147,000 | 110,515,000 |
| Total loans | 56,011,000 | 55,997,000 | 57,378,000 | 60,704,000 |
| Allowance for loan losses | 452,000 | 442,000 | 445,000 | 454,000 |
| Securities available for sale | 45,389,000 | 41,671,000 | 39,499,000 | 37,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,733,000 | 84,636,000 | 83,629,000 | 84,634,000 |
| Interest-bearing deposits | 67,736,000 | 64,468,000 | 65,052,000 | 65,930,000 |
| Noninterest-bearing deposits | 18,997,000 | 20,168,000 | 18,577,000 | 18,704,000 |
| Equity capital | 16,494,000 | 16,509,000 | 16,905,000 | 16,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,117,000 | 2,226,000 | 3,337,000 | 4,465,000 |
| Interest expense | 97,000 | 205,000 | 325,000 | 449,000 |
| Net interest income | 1,020,000 | 2,021,000 | 3,012,000 | 4,016,000 |
| Noninterest income | 108,000 | 195,000 | 266,000 | 285,000 |
| Noninterest expense | 760,000 | 1,512,000 | 2,264,000 | 3,027,000 |
| Provision for loan losses | 90,000 | 449,000 | 449,000 | 449,000 |
| Pretax income | 278,000 | 259,000 | 569,000 | 831,000 |
| Income tax | 35,000 | 100,000 | 155,000 | 141,000 |
| Net income | 243,000 | 159,000 | 414,000 | 690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,074,000 | 16,660,000 | 16,915,000 | 16,861,000 |
| Total capital | 17,528,000 | 17,110,000 | 17,375,000 | 17,330,000 |
| Risk-weighted assets | 60,068,000 | 58,330,000 | 60,215,000 | 60,853,000 |