Call reports 2018
SALYERSVILLE NATIONAL BANK, THE — 2018
What SALYERSVILLE NATIONAL BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 114,262,000 | 111,892,000 | 110,267,000 | 112,092,000 |
| Total loans | 55,496,000 | 54,094,000 | 53,598,000 | 51,765,000 |
| Allowance for loan losses | 487,000 | 543,000 | 537,000 | 537,000 |
| Securities available for sale | 45,551,000 | 48,715,000 | 46,931,000 | 46,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,951,000 | 90,571,000 | 89,352,000 | 89,845,000 |
| Interest-bearing deposits | 70,973,000 | 69,002,000 | 67,366,000 | 69,568,000 |
| Noninterest-bearing deposits | 21,978,000 | 21,569,000 | 21,986,000 | 20,277,000 |
| Equity capital | 15,327,000 | 15,250,000 | 15,252,000 | 15,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,213,000 | 3,343,000 | 4,459,000 |
| Interest expense | 67,000 | 136,000 | 211,000 | 295,000 |
| Net interest income | 1,028,000 | 2,077,000 | 3,132,000 | 4,164,000 |
| Noninterest income | 112,000 | 184,000 | 284,000 | 379,000 |
| Noninterest expense | 779,000 | 1,562,000 | 2,334,000 | 3,152,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 361,000 | 699,000 | 1,088,000 | 1,397,000 |
| Income tax | 53,000 | 85,000 | 130,000 | 187,000 |
| Net income | 308,000 | 614,000 | 958,000 | 1,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,588,000 | 16,594,000 | 16,939,000 | 16,831,000 |
| Total capital | 17,115,000 | 17,177,000 | 17,509,000 | 17,391,000 |
| Risk-weighted assets | 60,810,000 | 59,920,000 | 58,978,000 | 56,714,000 |