Call reports 2017
SALYERSVILLE NATIONAL BANK, THE — 2017
What SALYERSVILLE NATIONAL BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 109,880,000 | 109,461,000 | 112,347,000 | 113,571,000 |
| Total loans | 47,804,000 | 49,576,000 | 51,315,000 | 55,282,000 |
| Allowance for loan losses | 425,000 | 451,000 | 459,000 | 486,000 |
| Securities available for sale | 53,598,000 | 50,780,000 | 47,854,000 | 43,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,563,000 | 89,787,000 | 92,504,000 | 91,823,000 |
| Interest-bearing deposits | 69,970,000 | 68,687,000 | 69,434,000 | 71,612,000 |
| Noninterest-bearing deposits | 20,593,000 | 21,100,000 | 23,070,000 | 20,211,000 |
| Equity capital | 15,723,000 | 16,005,000 | 16,154,000 | 15,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 999,000 | 2,042,000 | 3,088,000 | 4,178,000 |
| Interest expense | 62,000 | 123,000 | 186,000 | 251,000 |
| Net interest income | 937,000 | 1,919,000 | 2,902,000 | 3,927,000 |
| Noninterest income | 91,000 | 171,000 | 264,000 | 341,000 |
| Noninterest expense | 771,000 | 1,545,000 | 2,330,000 | 3,091,000 |
| Provision for loan losses | 10,000 | 115,000 | 180,000 | 206,000 |
| Pretax income | 259,000 | 444,000 | 689,000 | 1,008,000 |
| Income tax | 30,000 | 51,000 | 89,000 | 425,000 |
| Net income | 229,000 | 393,000 | 600,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,404,000 | 16,268,000 | 16,476,000 | 16,281,000 |
| Total capital | 16,907,000 | 16,804,000 | 16,969,000 | 16,805,000 |
| Risk-weighted assets | 57,114,000 | 56,690,000 | 56,250,000 | 60,656,000 |