Call reports 2016
SALYERSVILLE NATIONAL BANK, THE — 2016
What SALYERSVILLE NATIONAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 122,784,000 | 120,995,000 | 113,785,000 | 114,186,000 |
| Total loans | 37,771,000 | 38,612,000 | 40,491,000 | 45,292,000 |
| Allowance for loan losses | 431,000 | 405,000 | 432,000 | 432,000 |
| Securities available for sale | 69,126,000 | 70,122,000 | 66,200,000 | 60,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,848,000 | 96,811,000 | 92,810,000 | 93,995,000 |
| Interest-bearing deposits | 78,766,000 | 78,158,000 | 73,327,000 | 73,744,000 |
| Noninterest-bearing deposits | 20,082,000 | 18,653,000 | 19,483,000 | 20,251,000 |
| Equity capital | 16,271,000 | 16,442,000 | 16,692,000 | 15,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,030,000 | 2,048,000 | 3,056,000 | 4,047,000 |
| Interest expense | 69,000 | 137,000 | 204,000 | 268,000 |
| Net interest income | 961,000 | 1,911,000 | 2,852,000 | 3,779,000 |
| Noninterest income | 70,000 | 151,000 | 252,000 | 343,000 |
| Noninterest expense | 774,000 | 1,569,000 | 2,353,000 | 3,150,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 258,000 | 506,000 | 799,000 | 1,026,000 |
| Income tax | 28,000 | 51,000 | 86,000 | 101,000 |
| Net income | 230,000 | 455,000 | 713,000 | 925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,080,000 | 16,006,000 | 16,263,000 | 16,176,000 |
| Total capital | 16,511,000 | 16,433,000 | 16,712,000 | 16,627,000 |
| Risk-weighted assets | 50,610,000 | 50,642,000 | 51,184,000 | 55,212,000 |