Call reports 2014
SALYERSVILLE NATIONAL BANK, THE — 2014
What SALYERSVILLE NATIONAL BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 121,993,000 | 118,596,000 | 145,485,000 | 136,631,000 |
| Total loans | 42,487,000 | 42,550,000 | 43,382,000 | 42,592,000 |
| Allowance for loan losses | 441,000 | 413,000 | 413,000 | 411,000 |
| Securities available for sale | 55,450,000 | 58,295,000 | 83,011,000 | 81,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,648,000 | 102,598,000 | 106,380,000 | 96,993,000 |
| Interest-bearing deposits | 86,985,000 | 83,486,000 | 85,811,000 | 77,409,000 |
| Noninterest-bearing deposits | 19,663,000 | 19,112,000 | 20,569,000 | 19,584,000 |
| Equity capital | 13,677,000 | 14,308,000 | 14,782,000 | 15,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,022,000 | 2,059,000 | 3,154,000 | 4,317,000 |
| Interest expense | 88,000 | 176,000 | 269,000 | 367,000 |
| Net interest income | 934,000 | 1,883,000 | 2,885,000 | 3,950,000 |
| Noninterest income | 85,000 | 176,000 | 262,000 | 386,000 |
| Noninterest expense | 708,000 | 1,422,000 | 2,153,000 | 3,101,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 325,000 | 638,000 | 1,002,000 | 1,244,000 |
| Income tax | 35,000 | 81,000 | 136,000 | 238,000 |
| Net income | 273,000 | 556,000 | 846,000 | 944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,353,000 | 15,336,000 | 15,627,000 | 15,425,000 |
| Total capital | 15,794,000 | 15,749,000 | 16,040,000 | 15,854,000 |
| Risk-weighted assets | 51,891,000 | 53,648,000 | 57,162,000 | 56,565,000 |