Call reports 2011
SALYERSVILLE NATIONAL BANK, THE — 2011
What SALYERSVILLE NATIONAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 105,946,000 | 103,897,000 | 108,741,000 | 109,103,000 |
| Total loans | 46,066,000 | 48,866,000 | 49,088,000 | 50,011,000 |
| Allowance for loan losses | 339,000 | 339,000 | 384,000 | 384,000 |
| Securities available for sale | 42,085,000 | 33,242,000 | 41,916,000 | 43,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,978,000 | 88,404,000 | 91,743,000 | 92,202,000 |
| Interest-bearing deposits | 74,916,000 | 72,442,000 | 75,522,000 | 76,682,000 |
| Noninterest-bearing deposits | 16,062,000 | 15,962,000 | 16,221,000 | 15,520,000 |
| Equity capital | 13,700,000 | 14,174,000 | 14,603,000 | 14,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,154,000 | 2,315,000 | 3,406,000 | 4,430,000 |
| Interest expense | 185,000 | 360,000 | 536,000 | 709,000 |
| Net interest income | 969,000 | 1,955,000 | 2,870,000 | 3,721,000 |
| Noninterest income | 96,000 | 199,000 | 307,000 | 411,000 |
| Noninterest expense | 681,000 | 1,384,000 | 2,059,000 | 2,798,000 |
| Provision for loan losses | 0 | 0 | 230,000 | 310,000 |
| Pretax income | 395,000 | 868,000 | 1,070,000 | 1,330,000 |
| Income tax | 78,000 | 179,000 | 210,000 | 269,000 |
| Net income | 303,000 | 664,000 | 821,000 | 1,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,997,000 | 14,057,000 | 14,215,000 | 14,098,000 |
| Total capital | 14,336,000 | 14,396,000 | 14,599,000 | 14,482,000 |
| Risk-weighted assets | 50,939,000 | 50,155,000 | 48,328,000 | 46,230,000 |