Call reports 2025
TRUNORTH BANK — 2025
What TRUNORTH BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,980,521,000 | 2,962,088,000 | 2,978,723,000 | 3,233,778,000 |
| Total loans | 2,297,780,000 | 2,328,313,000 | 2,301,135,000 | 2,472,185,000 |
| Allowance for loan losses | 11,042,000 | 11,040,000 | 11,039,000 | 12,170,000 |
| Securities available for sale | 183,958,000 | 183,725,000 | 184,531,000 | 313,833,000 |
| Securities held to maturity | 58,422,000 | 54,421,000 | 52,498,000 | 52,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,412,290,000 | 2,400,918,000 | 2,402,150,000 | 2,620,054,000 |
| Interest-bearing deposits | 1,869,553,000 | 1,826,327,000 | 1,834,734,000 | 2,023,572,000 |
| Noninterest-bearing deposits | 542,737,000 | 574,591,000 | 567,416,000 | 596,482,000 |
| Equity capital | 433,029,000 | 441,541,000 | 451,983,000 | 477,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 38,673,000 | 77,843,000 | 117,599,000 | 160,244,000 |
| Interest expense | 12,207,000 | 23,828,000 | 35,042,000 | 46,911,000 |
| Net interest income | 26,466,000 | 54,015,000 | 82,557,000 | 113,333,000 |
| Noninterest income | 2,308,000 | 4,762,000 | 7,451,000 | 11,599,000 |
| Noninterest expense | 16,735,000 | 33,670,000 | 50,687,000 | 69,948,000 |
| Provision for loan losses | -905,000 | -852,000 | -852,000 | 280,000 |
| Pretax income | 12,111,000 | 25,126,000 | 39,245,000 | 53,781,000 |
| Income tax | 3,249,000 | 6,961,000 | 10,793,000 | 14,269,000 |
| Net income | 8,862,000 | 18,165,000 | 28,452,000 | 39,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 308,871,000 | 318,536,000 | 329,183,000 | 345,551,000 |
| Total capital | 316,906,000 | 326,797,000 | 339,469,000 | 356,550,000 |
| Risk-weighted assets | 2,080,672,000 | 2,136,500,000 | 2,151,290,000 | 2,272,248,000 |