Call reports 2022
TRUNORTH BANK — 2022
What TRUNORTH BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,678,772,000 | 1,690,875,000 | 1,665,529,000 | 1,616,227,000 |
| Total loans | 1,177,258,000 | 1,204,080,000 | 1,219,873,000 | 1,250,309,000 |
| Allowance for loan losses | 16,880,000 | 17,187,000 | 17,581,000 | 18,350,000 |
| Securities available for sale | 46,035,000 | 47,108,000 | 45,665,000 | 45,852,000 |
| Securities held to maturity | 163,776,000 | 198,865,000 | 224,528,000 | 226,546,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,485,035,000 | 1,497,259,000 | 1,466,581,000 | 1,399,989,000 |
| Interest-bearing deposits | 1,051,972,000 | 1,041,401,000 | 1,029,282,000 | 982,944,000 |
| Noninterest-bearing deposits | 433,063,000 | 455,858,000 | 437,299,000 | 417,045,000 |
| Equity capital | 174,073,000 | 177,583,000 | 180,962,000 | 186,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 13,454,000 | 28,020,000 | 43,953,000 | 61,286,000 |
| Interest expense | 717,000 | 1,367,000 | 2,074,000 | 3,067,000 |
| Net interest income | 12,737,000 | 26,653,000 | 41,879,000 | 58,219,000 |
| Noninterest income | 1,031,000 | 2,225,000 | 3,578,000 | 4,723,000 |
| Noninterest expense | 8,893,000 | 17,576,000 | 26,535,000 | 35,860,000 |
| Provision for loan losses | 188,000 | 375,000 | 775,000 | 1,563,000 |
| Pretax income | 4,627,000 | 10,467,000 | 17,501,000 | 25,133,000 |
| Income tax | 1,249,000 | 2,826,000 | 4,725,000 | 6,715,000 |
| Net income | 3,378,000 | 7,641,000 | 12,776,000 | 18,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,284,000 | 175,657,000 | 180,551,000 | 186,295,000 |
| Total capital | 185,168,000 | 190,146,000 | 195,110,000 | 201,177,000 |
| Risk-weighted assets | 1,107,641,000 | 1,156,353,000 | 1,161,597,000 | 1,186,958,000 |