Call reports 2021
TRUNORTH BANK — 2021
What TRUNORTH BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,553,176,000 | 1,587,382,000 | 1,593,271,000 | 1,641,035,000 |
| Total loans | 1,137,644,000 | 1,162,846,000 | 1,145,897,000 | 1,176,371,000 |
| Allowance for loan losses | 15,656,000 | 16,259,000 | 16,405,000 | 16,699,000 |
| Securities available for sale | 38,826,000 | 37,975,000 | 36,731,000 | 40,592,000 |
| Securities held to maturity | 99,479,000 | 102,981,000 | 101,865,000 | 127,324,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,361,904,000 | 1,392,457,000 | 1,400,241,000 | 1,448,638,000 |
| Interest-bearing deposits | 974,682,000 | 984,232,000 | 992,114,000 | 1,026,824,000 |
| Noninterest-bearing deposits | 387,222,000 | 408,225,000 | 408,127,000 | 421,814,000 |
| Equity capital | 161,256,000 | 165,119,000 | 168,482,000 | 172,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 13,912,000 | 27,721,000 | 41,510,000 | 54,885,000 |
| Interest expense | 1,161,000 | 2,135,000 | 2,995,000 | 3,764,000 |
| Net interest income | 12,751,000 | 25,586,000 | 38,515,000 | 51,121,000 |
| Noninterest income | 1,974,000 | 3,525,000 | 4,866,000 | 6,225,000 |
| Noninterest expense | 9,088,000 | 17,844,000 | 26,653,000 | 35,436,000 |
| Provision for loan losses | 700,000 | 1,300,000 | 1,453,000 | 1,753,000 |
| Pretax income | 5,231,000 | 10,398,000 | 15,673,000 | 20,824,000 |
| Income tax | 1,360,000 | 2,738,000 | 4,252,000 | 5,645,000 |
| Net income | 3,871,000 | 7,660,000 | 11,421,000 | 15,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,353,000 | 160,263,000 | 163,895,000 | 167,796,000 |
| Total capital | 168,652,000 | 173,109,000 | 176,758,000 | 181,418,000 |
| Risk-weighted assets | 980,486,000 | 1,024,262,000 | 1,025,409,000 | 1,086,658,000 |