Call reports 2019
TRUNORTH BANK — 2019
What TRUNORTH BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 864,252,000 | 894,128,000 | 906,913,000 | 1,386,709,000 |
| Total loans | 706,368,000 | 718,788,000 | 719,762,000 | 1,151,416,000 |
| Allowance for loan losses | 8,643,000 | 8,863,000 | 9,179,000 | 9,502,000 |
| Securities available for sale | 23,489,000 | 22,715,000 | 22,671,000 | 43,061,000 |
| Securities held to maturity | 81,682,000 | 81,979,000 | 80,983,000 | 93,178,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 698,824,000 | 734,485,000 | 747,928,000 | 1,160,786,000 |
| Interest-bearing deposits | 559,230,000 | 589,833,000 | 594,937,000 | 924,978,000 |
| Noninterest-bearing deposits | 139,594,000 | 144,652,000 | 152,991,000 | 235,808,000 |
| Equity capital | 96,749,000 | 98,445,000 | 100,030,000 | 145,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,485,000 | 19,025,000 | 28,762,000 | 43,538,000 |
| Interest expense | 1,693,000 | 3,520,000 | 5,427,000 | 8,383,000 |
| Net interest income | 7,792,000 | 15,505,000 | 23,335,000 | 35,155,000 |
| Noninterest income | 654,000 | 1,365,000 | 2,263,000 | 3,383,000 |
| Noninterest expense | 5,821,000 | 12,012,000 | 18,118,000 | 27,811,000 |
| Provision for loan losses | 315,000 | 600,000 | 915,000 | 1,230,000 |
| Pretax income | 2,310,000 | 4,258,000 | 6,565,000 | 9,611,000 |
| Income tax | 575,000 | 1,073,000 | 1,673,000 | 2,488,000 |
| Net income | 1,735,000 | 3,185,000 | 4,892,000 | 7,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,816,000 | 97,313,000 | 98,868,000 | 140,681,000 |
| Total capital | 104,284,000 | 105,934,000 | 107,555,000 | 150,282,000 |
| Risk-weighted assets | 677,207,000 | 689,370,000 | 694,400,000 | 1,053,764,000 |