Call reports 2017
TRUNORTH BANK — 2017
What TRUNORTH BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 794,045,000 | 818,775,000 | 815,054,000 | 819,105,000 |
| Total loans | 639,039,000 | 650,856,000 | 662,521,000 | 679,554,000 |
| Allowance for loan losses | 6,499,000 | 6,808,000 | 7,077,000 | 7,298,000 |
| Securities available for sale | 24,323,000 | 22,423,000 | 21,620,000 | 21,540,000 |
| Securities held to maturity | 68,732,000 | 71,466,000 | 71,663,000 | 73,230,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 638,084,000 | 661,173,000 | 657,425,000 | 653,074,000 |
| Interest-bearing deposits | 494,320,000 | 511,309,000 | 503,200,000 | 506,280,000 |
| Noninterest-bearing deposits | 143,764,000 | 149,864,000 | 154,225,000 | 146,794,000 |
| Equity capital | 85,614,000 | 86,859,000 | 87,984,000 | 88,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,302,000 | 14,824,000 | 22,661,000 | 30,552,000 |
| Interest expense | 854,000 | 1,705,000 | 2,619,000 | 3,555,000 |
| Net interest income | 6,448,000 | 13,119,000 | 20,042,000 | 26,997,000 |
| Noninterest income | 629,000 | 1,471,000 | 2,249,000 | 2,952,000 |
| Noninterest expense | 5,513,000 | 11,000,000 | 16,569,000 | 21,930,000 |
| Provision for loan losses | 235,000 | 509,000 | 775,000 | 1,105,000 |
| Pretax income | 1,329,000 | 3,081,000 | 4,947,000 | 6,914,000 |
| Income tax | 426,000 | 965,000 | 1,600,000 | 3,276,000 |
| Net income | 903,000 | 2,116,000 | 3,347,000 | 3,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,218,000 | 85,491,000 | 86,655,000 | 87,072,000 |
| Total capital | 90,744,000 | 92,326,000 | 93,759,000 | 94,397,000 |
| Risk-weighted assets | 613,562,000 | 624,092,000 | 637,218,000 | 650,109,000 |