Call reports 2016
TRUNORTH BANK — 2016
What TRUNORTH BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 754,643,000 | 769,968,000 | 788,961,000 | 789,025,000 |
| Total loans | 579,666,000 | 601,683,000 | 621,146,000 | 635,130,000 |
| Allowance for loan losses | 5,733,000 | 5,880,000 | 6,138,000 | 6,266,000 |
| Securities available for sale | 27,052,000 | 27,219,000 | 26,720,000 | 24,654,000 |
| Securities held to maturity | 76,648,000 | 78,340,000 | 75,476,000 | 69,654,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 609,283,000 | 619,068,000 | 632,262,000 | 629,404,000 |
| Interest-bearing deposits | 470,028,000 | 474,188,000 | 482,097,000 | 477,528,000 |
| Noninterest-bearing deposits | 139,255,000 | 144,880,000 | 150,165,000 | 151,876,000 |
| Equity capital | 82,546,000 | 83,291,000 | 84,076,000 | 84,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,903,000 | 13,850,000 | 21,083,000 | 28,521,000 |
| Interest expense | 824,000 | 1,685,000 | 2,596,000 | 3,511,000 |
| Net interest income | 6,079,000 | 12,165,000 | 18,487,000 | 25,010,000 |
| Noninterest income | 670,000 | 1,380,000 | 2,146,000 | 2,845,000 |
| Noninterest expense | 5,478,000 | 10,952,000 | 16,544,000 | 22,034,000 |
| Provision for loan losses | 127,000 | 277,000 | 537,000 | 885,000 |
| Pretax income | 1,144,000 | 2,316,000 | 3,552,000 | 4,936,000 |
| Income tax | 343,000 | 711,000 | 1,106,000 | 1,547,000 |
| Net income | 801,000 | 1,605,000 | 2,446,000 | 3,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,838,000 | 81,575,000 | 82,469,000 | 83,510,000 |
| Total capital | 86,597,000 | 87,481,000 | 88,634,000 | 89,803,000 |
| Risk-weighted assets | 566,728,000 | 589,274,000 | 605,676,000 | 612,630,000 |