Call reports 2015
TRUNORTH BANK — 2015
What TRUNORTH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 670,271,000 | 675,647,000 | 664,889,000 | 746,015,000 |
| Total loans | 503,712,000 | 509,042,000 | 515,286,000 | 571,630,000 |
| Allowance for loan losses | 5,450,000 | 5,493,000 | 5,514,000 | 5,607,000 |
| Securities available for sale | 30,870,000 | 27,863,000 | 24,112,000 | 28,838,000 |
| Securities held to maturity | 59,570,000 | 61,485,000 | 67,934,000 | 77,779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 531,760,000 | 538,722,000 | 528,464,000 | 599,375,000 |
| Interest-bearing deposits | 428,523,000 | 427,521,000 | 416,146,000 | 465,309,000 |
| Noninterest-bearing deposits | 103,237,000 | 111,201,000 | 112,318,000 | 134,066,000 |
| Equity capital | 74,204,000 | 74,682,000 | 75,471,000 | 81,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,128,000 | 12,286,000 | 18,408,000 | 24,988,000 |
| Interest expense | 802,000 | 1,600,000 | 2,397,000 | 3,217,000 |
| Net interest income | 5,326,000 | 10,686,000 | 16,011,000 | 21,771,000 |
| Noninterest income | 655,000 | 1,273,000 | 1,969,000 | 2,742,000 |
| Noninterest expense | 5,120,000 | 10,181,000 | 15,197,000 | 20,394,000 |
| Provision for loan losses | 30,000 | 90,000 | 93,000 | 192,000 |
| Pretax income | 831,000 | 1,688,000 | 2,725,000 | 3,963,000 |
| Income tax | 249,000 | 507,000 | 816,000 | 1,220,000 |
| Net income | 582,000 | 1,181,000 | 1,909,000 | 2,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,093,000 | 73,732,000 | 74,497,000 | 80,308,000 |
| Total capital | 78,569,000 | 79,251,000 | 80,037,000 | 85,941,000 |
| Risk-weighted assets | 502,233,000 | 505,263,000 | 514,136,000 | 558,877,000 |