Call reports 2014
TRUNORTH BANK — 2014
What TRUNORTH BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 473,955,000 | 484,506,000 | 690,522,000 | 668,738,000 |
| Total loans | 375,801,000 | 390,213,000 | 515,530,000 | 507,484,000 |
| Allowance for loan losses | 5,405,000 | 5,300,000 | 5,364,000 | 5,420,000 |
| Securities available for sale | 17,956,000 | 18,827,000 | 36,645,000 | 32,517,000 |
| Securities held to maturity | 30,695,000 | 31,408,000 | 56,444,000 | 58,341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,867,000 | 375,030,000 | 543,220,000 | 526,573,000 |
| Interest-bearing deposits | 297,377,000 | 294,921,000 | 439,367,000 | 425,075,000 |
| Noninterest-bearing deposits | 74,490,000 | 80,109,000 | 103,853,000 | 101,498,000 |
| Equity capital | 51,840,000 | 52,346,000 | 73,413,000 | 73,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,443,000 | 9,127,000 | 14,359,000 | 20,771,000 |
| Interest expense | 724,000 | 1,455,000 | 2,256,000 | 3,114,000 |
| Net interest income | 3,719,000 | 7,672,000 | 12,103,000 | 17,657,000 |
| Noninterest income | 357,000 | 745,000 | 1,261,000 | 2,019,000 |
| Noninterest expense | 3,572,000 | 7,081,000 | 11,196,000 | 17,266,000 |
| Provision for loan losses | 46,000 | 93,000 | 141,000 | 188,000 |
| Pretax income | 484,000 | 1,269,000 | 2,053,000 | 2,261,000 |
| Income tax | 145,000 | 380,000 | 615,000 | 724,000 |
| Net income | 339,000 | 889,000 | 1,438,000 | 1,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,586,000 | 52,021,000 | 71,297,000 | 71,466,000 |
| Total capital | 56,178,000 | 56,768,000 | 76,687,000 | 76,886,000 |
| Risk-weighted assets | 366,511,000 | 379,221,000 | 510,012,000 | 499,915,000 |