Call reports 2013
TRUNORTH BANK — 2013
What TRUNORTH BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 453,008,000 | 454,350,000 | 474,414,000 | 469,643,000 |
| Total loans | 354,957,000 | 366,621,000 | 361,334,000 | 370,047,000 |
| Allowance for loan losses | 5,212,000 | 5,328,000 | 5,352,000 | 5,343,000 |
| Securities available for sale | 19,058,000 | 19,087,000 | 16,922,000 | 19,456,000 |
| Securities held to maturity | 30,080,000 | 29,814,000 | 30,370,000 | 29,588,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,620,000 | 358,067,000 | 375,559,000 | 367,283,000 |
| Interest-bearing deposits | 296,632,000 | 289,985,000 | 301,543,000 | 293,973,000 |
| Noninterest-bearing deposits | 64,988,000 | 68,082,000 | 74,016,000 | 73,310,000 |
| Equity capital | 49,943,000 | 50,442,000 | 50,982,000 | 51,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,504,000 | 9,058,000 | 13,642,000 | 18,139,000 |
| Interest expense | 817,000 | 1,565,000 | 2,323,000 | 3,070,000 |
| Net interest income | 3,687,000 | 7,493,000 | 11,319,000 | 15,069,000 |
| Noninterest income | 472,000 | 937,000 | 1,333,000 | 1,717,000 |
| Noninterest expense | 3,392,000 | 6,737,000 | 10,135,000 | 13,554,000 |
| Provision for loan losses | 50,000 | 102,000 | 102,000 | 104,000 |
| Pretax income | 801,000 | 1,675,000 | 2,499,000 | 3,212,000 |
| Income tax | 240,000 | 509,000 | 776,000 | 947,000 |
| Net income | 561,000 | 1,166,000 | 1,723,000 | 2,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,537,000 | 50,143,000 | 50,700,000 | 51,245,000 |
| Total capital | 53,944,000 | 54,667,000 | 55,161,000 | 55,780,000 |
| Risk-weighted assets | 351,747,000 | 361,058,000 | 355,988,000 | 361,966,000 |