Call reports 2012
TRUNORTH BANK — 2012
What TRUNORTH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 466,449,000 | 468,654,000 | 464,655,000 | 458,982,000 |
| Total loans | 345,209,000 | 343,400,000 | 347,485,000 | 355,144,000 |
| Allowance for loan losses | 5,218,000 | 5,288,000 | 5,324,000 | 5,152,000 |
| Securities available for sale | 23,279,000 | 22,102,000 | 22,446,000 | 20,774,000 |
| Securities held to maturity | 34,365,000 | 31,725,000 | 32,363,000 | 31,291,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,985,000 | 359,685,000 | 362,977,000 | 359,727,000 |
| Interest-bearing deposits | 298,660,000 | 299,328,000 | 301,173,000 | 295,286,000 |
| Noninterest-bearing deposits | 59,325,000 | 60,357,000 | 61,804,000 | 64,441,000 |
| Equity capital | 47,298,000 | 48,006,000 | 48,828,000 | 49,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,029,000 | 9,968,000 | 14,730,000 | 19,434,000 |
| Interest expense | 1,132,000 | 2,231,000 | 3,286,000 | 4,188,000 |
| Net interest income | 3,897,000 | 7,737,000 | 11,444,000 | 15,246,000 |
| Noninterest income | 442,000 | 960,000 | 1,645,000 | 2,271,000 |
| Noninterest expense | 3,357,000 | 6,674,000 | 9,945,000 | 13,393,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 241,000 |
| Pretax income | 1,000,000 | 1,981,000 | 3,042,000 | 4,005,000 |
| Income tax | 300,000 | 593,000 | 911,000 | 1,202,000 |
| Net income | 700,000 | 1,388,000 | 2,131,000 | 2,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,886,000 | 47,571,000 | 48,309,000 | 48,978,000 |
| Total capital | 51,023,000 | 51,679,000 | 52,471,000 | 53,245,000 |
| Risk-weighted assets | 329,836,000 | 327,415,000 | 331,722,000 | 340,457,000 |