Call reports 2011
TRUNORTH BANK — 2011
What TRUNORTH BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 450,607,000 | 452,655,000 | 465,983,000 | 453,551,000 |
| Total loans | 333,208,000 | 335,138,000 | 337,147,000 | 346,237,000 |
| Allowance for loan losses | 5,161,000 | 5,159,000 | 5,254,000 | 5,272,000 |
| Securities available for sale | 34,867,000 | 29,279,000 | 28,421,000 | 25,178,000 |
| Securities held to maturity | 32,906,000 | 34,200,000 | 32,046,000 | 32,628,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,411,000 | 346,893,000 | 357,701,000 | 345,164,000 |
| Interest-bearing deposits | 294,950,000 | 294,953,000 | 304,915,000 | 289,973,000 |
| Noninterest-bearing deposits | 51,461,000 | 51,940,000 | 52,786,000 | 55,191,000 |
| Equity capital | 44,293,000 | 45,150,000 | 45,869,000 | 46,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,334,000 | 10,481,000 | 15,839,000 | 21,087,000 |
| Interest expense | 1,227,000 | 2,435,000 | 3,643,000 | 4,820,000 |
| Net interest income | 4,107,000 | 8,046,000 | 12,196,000 | 16,267,000 |
| Noninterest income | 411,000 | 809,000 | 1,205,000 | 1,710,000 |
| Noninterest expense | 3,318,000 | 6,528,000 | 9,772,000 | 12,848,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 421,000 |
| Pretax income | 1,244,000 | 2,328,000 | 3,571,000 | 4,767,000 |
| Income tax | 373,000 | 699,000 | 1,125,000 | 1,564,000 |
| Net income | 871,000 | 1,629,000 | 2,446,000 | 3,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,796,000 | 44,563,000 | 45,386,000 | 46,186,000 |
| Total capital | 47,832,000 | 48,654,000 | 49,493,000 | 50,332,000 |
| Risk-weighted assets | 321,702,000 | 326,207,000 | 327,400,000 | 330,523,000 |