Call reports 2010
TRUNORTH BANK — 2010
What TRUNORTH BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 463,233,000 | 467,252,000 | 464,921,000 | 447,665,000 |
| Total loans | 333,459,000 | 338,199,000 | 338,250,000 | 332,943,000 |
| Allowance for loan losses | 4,802,000 | 4,911,000 | 5,107,000 | 5,093,000 |
| Securities available for sale | 32,423,000 | 37,565,000 | 43,712,000 | 38,366,000 |
| Securities held to maturity | 36,196,000 | 33,029,000 | 30,435,000 | 31,701,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,617,000 | 358,788,000 | 354,657,000 | 340,135,000 |
| Interest-bearing deposits | 305,189,000 | 308,283,000 | 304,290,000 | 290,688,000 |
| Noninterest-bearing deposits | 44,428,000 | 50,505,000 | 50,367,000 | 49,447,000 |
| Equity capital | 41,182,000 | 42,094,000 | 42,870,000 | 43,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,602,000 | 11,203,000 | 16,841,000 | 22,422,000 |
| Interest expense | 1,653,000 | 3,188,000 | 4,603,000 | 5,932,000 |
| Net interest income | 3,949,000 | 8,015,000 | 12,238,000 | 16,490,000 |
| Noninterest income | 442,000 | 867,000 | 1,442,000 | 2,000,000 |
| Noninterest expense | 3,222,000 | 6,594,000 | 9,969,000 | 13,354,000 |
| Provision for loan losses | 150,000 | 378,000 | 606,000 | 733,000 |
| Pretax income | 1,123,000 | 2,014,000 | 3,209,000 | 4,507,000 |
| Income tax | 337,000 | 604,000 | 978,000 | 1,445,000 |
| Net income | 786,000 | 1,410,000 | 2,231,000 | 3,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,653,000 | 41,288,000 | 42,104,000 | 42,930,000 |
| Total capital | 44,582,000 | 45,292,000 | 46,159,000 | 46,925,000 |
| Risk-weighted assets | 313,469,000 | 319,367,000 | 323,300,000 | 318,455,000 |