Call reports 2005
TRUNORTH BANK — 2005
What TRUNORTH BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 385,094,000 | 393,922,000 | 408,268,000 | 405,592,000 |
| Total loans | 290,912,000 | 296,238,000 | 313,376,000 | 313,773,000 |
| Allowance for loan losses | 3,670,000 | 3,808,000 | 3,900,000 | 3,785,000 |
| Securities available for sale | 38,373,000 | 41,454,000 | 36,192,000 | 35,284,000 |
| Securities held to maturity | 35,116,000 | 31,227,000 | 37,646,000 | 39,401,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,852,000 | 315,438,000 | 319,002,000 | 312,618,000 |
| Interest-bearing deposits | 260,806,000 | 271,524,000 | 275,479,000 | 272,293,000 |
| Noninterest-bearing deposits | 39,046,000 | 43,914,000 | 43,523,000 | 40,325,000 |
| Equity capital | 33,598,000 | 34,157,000 | 34,342,000 | 34,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,004,000 | 10,227,000 | 15,638,000 | 21,346,000 |
| Interest expense | 1,618,000 | 3,428,000 | 5,448,000 | 7,744,000 |
| Net interest income | 3,386,000 | 6,799,000 | 10,190,000 | 13,602,000 |
| Noninterest income | 331,000 | 664,000 | 938,000 | 1,226,000 |
| Noninterest expense | 2,772,000 | 5,665,000 | 8,556,000 | 11,364,000 |
| Provision for loan losses | 150,000 | 270,000 | 360,000 | 360,000 |
| Pretax income | 820,000 | 1,558,000 | 2,263,000 | 3,156,000 |
| Income tax | 282,000 | 533,000 | 772,000 | 1,078,000 |
| Net income | 538,000 | 1,025,000 | 1,491,000 | 2,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,995,000 | 34,282,000 | 34,734,000 | 35,315,000 |
| Total capital | 37,397,000 | 37,775,000 | 38,361,000 | 38,961,000 |
| Risk-weighted assets | 271,891,000 | 279,101,000 | 289,869,000 | 291,564,000 |
Machine access — free, no API key
Every figure shown here about TRUNORTH BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.