Call reports 2004
TRUNORTH BANK — 2004
What TRUNORTH BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 357,089,000 | 375,572,000 | 378,033,000 | 381,925,000 |
| Total loans | 245,665,000 | 260,111,000 | 274,718,000 | 280,025,000 |
| Allowance for loan losses | 2,988,000 | 3,128,000 | 3,318,000 | 3,620,000 |
| Securities available for sale | 43,050,000 | 49,925,000 | 39,871,000 | 42,925,000 |
| Securities held to maturity | 39,998,000 | 38,987,000 | 38,159,000 | 38,011,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,397,000 | 302,735,000 | 304,103,000 | 301,090,000 |
| Interest-bearing deposits | 241,403,000 | 257,393,000 | 263,357,000 | 255,222,000 |
| Noninterest-bearing deposits | 39,994,000 | 45,342,000 | 40,746,000 | 45,868,000 |
| Equity capital | 32,070,000 | 32,008,000 | 32,766,000 | 33,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,397,000 | 9,031,000 | 13,757,000 | 19,069,000 |
| Interest expense | 1,385,000 | 2,844,000 | 4,380,000 | 5,904,000 |
| Net interest income | 3,012,000 | 6,187,000 | 9,377,000 | 13,165,000 |
| Noninterest income | 479,000 | 906,000 | 1,421,000 | 1,847,000 |
| Noninterest expense | 2,783,000 | 5,560,000 | 8,243,000 | 11,013,000 |
| Provision for loan losses | 90,000 | 225,000 | 405,000 | 705,000 |
| Pretax income | 736,000 | 1,460,000 | 2,338,000 | 3,506,000 |
| Income tax | 251,000 | 501,000 | 804,000 | 1,210,000 |
| Net income | 485,000 | 959,000 | 1,534,000 | 2,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,846,000 | 32,281,000 | 32,706,000 | 33,466,000 |
| Total capital | 34,789,000 | 35,409,000 | 35,978,000 | 36,779,000 |
| Risk-weighted assets | 235,381,000 | 253,367,000 | 261,720,000 | 264,763,000 |
Machine access — free, no API key
Every figure shown here about TRUNORTH BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.