Call reports 2025
MAIN BANK — 2025
What MAIN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 242,473,000 | 246,687,000 | 277,242,000 | 251,003,000 |
| Total loans | 195,201,000 | 197,924,000 | 199,457,000 | 193,327,000 |
| Allowance for loan losses | 2,806,000 | 2,834,000 | 3,066,000 | 3,066,000 |
| Securities available for sale | 22,412,000 | 22,631,000 | 20,921,000 | 21,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,208,000 | 205,512,000 | 240,703,000 | 215,421,000 |
| Interest-bearing deposits | 144,882,000 | 150,580,000 | 178,661,000 | 158,000,000 |
| Noninterest-bearing deposits | 57,326,000 | 54,932,000 | 62,042,000 | 57,421,000 |
| Equity capital | 26,938,000 | 27,554,000 | 28,175,000 | 28,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,535,000 | 7,105,000 | 10,982,000 | 15,002,000 |
| Interest expense | 1,128,000 | 2,156,000 | 3,283,000 | 4,469,000 |
| Net interest income | 2,407,000 | 4,949,000 | 7,699,000 | 10,533,000 |
| Noninterest income | 342,000 | 420,000 | 501,000 | 579,000 |
| Noninterest expense | 1,350,000 | 2,735,000 | 4,041,000 | 5,281,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 1,369,000 | 2,594,000 | 4,119,000 | 5,791,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,369,000 | 2,594,000 | 4,119,000 | 5,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,156,000 | 28,595,000 | 28,965,000 | 28,845,000 |
| Total capital | 30,688,000 | 31,148,000 | 31,518,000 | 31,322,000 |
| Risk-weighted assets | 202,290,000 | 203,945,000 | 203,736,000 | 197,573,000 |