Call reports 2024
MAIN BANK — 2024
What MAIN BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 258,947,000 | 260,781,000 | 262,081,000 | 259,213,000 |
| Total loans | 192,889,000 | 197,260,000 | 195,676,000 | 198,003,000 |
| Allowance for loan losses | 2,521,000 | 2,671,000 | 2,746,000 | 2,758,000 |
| Securities available for sale | 34,066,000 | 33,358,000 | 33,204,000 | 31,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,126,000 | 209,861,000 | 207,212,000 | 205,077,000 |
| Interest-bearing deposits | 141,804,000 | 142,654,000 | 143,473,000 | 142,429,000 |
| Noninterest-bearing deposits | 67,322,000 | 67,207,000 | 63,739,000 | 62,648,000 |
| Equity capital | 23,856,000 | 24,397,000 | 25,605,000 | 25,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,289,000 | 6,807,000 | 10,387,000 | 14,074,000 |
| Interest expense | 1,277,000 | 2,645,000 | 4,015,000 | 5,127,000 |
| Net interest income | 2,012,000 | 4,162,000 | 6,372,000 | 8,947,000 |
| Noninterest income | 74,000 | 146,000 | 218,000 | 286,000 |
| Noninterest expense | 1,076,000 | 2,264,000 | 3,470,000 | 4,839,000 |
| Provision for loan losses | 75,000 | 225,000 | 300,000 | 300,000 |
| Pretax income | 935,000 | 1,819,000 | 2,820,000 | 4,094,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 935,000 | 1,819,000 | 2,820,000 | 4,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,294,000 | 26,571,000 | 26,965,000 | 27,508,000 |
| Total capital | 28,826,000 | 29,157,000 | 29,561,000 | 30,074,000 |
| Risk-weighted assets | 202,582,000 | 206,729,000 | 207,536,000 | 205,030,000 |