Call reports 2023
MAIN BANK — 2023
What MAIN BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 244,661,000 | 253,678,000 | 245,763,000 | 249,721,000 |
| Total loans | 184,246,000 | 193,041,000 | 193,696,000 | 192,069,000 |
| Allowance for loan losses | 2,671,000 | 2,300,000 | 2,371,000 | 2,446,000 |
| Securities available for sale | 45,560,000 | 45,308,000 | 40,166,000 | 41,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,388,000 | 202,911,000 | 196,711,000 | 199,641,000 |
| Interest-bearing deposits | 136,963,000 | 136,580,000 | 126,767,000 | 132,460,000 |
| Noninterest-bearing deposits | 74,426,000 | 66,331,000 | 69,944,000 | 67,181,000 |
| Equity capital | 21,949,000 | 21,866,000 | 22,108,000 | 23,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,792,000 | 5,734,000 | 8,747,000 | 11,890,000 |
| Interest expense | 387,000 | 1,277,000 | 2,373,000 | 3,564,000 |
| Net interest income | 2,405,000 | 4,457,000 | 6,374,000 | 8,326,000 |
| Noninterest income | 79,000 | 133,000 | 197,000 | 258,000 |
| Noninterest expense | 1,248,000 | 2,410,000 | 3,601,000 | 4,736,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,161,000 | 2,030,000 | 2,745,000 | 3,548,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,161,000 | 2,030,000 | 2,745,000 | 3,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,743,000 | 24,965,000 | 25,385,000 | 25,854,000 |
| Total capital | 27,140,000 | 27,291,000 | 27,782,000 | 28,326,000 |
| Risk-weighted assets | 191,443,000 | 200,016,000 | 198,835,000 | 199,299,000 |