Call reports 2022
MAIN BANK — 2022
What MAIN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 249,108,000 | 251,384,000 | 261,311,000 | 244,530,000 |
| Total loans | 164,052,000 | 172,224,000 | 172,327,000 | 184,785,000 |
| Allowance for loan losses | 2,371,000 | 2,446,000 | 2,521,000 | 2,596,000 |
| Securities available for sale | 44,049,000 | 42,472,000 | 46,925,000 | 45,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,358,000 | 230,531,000 | 239,144,000 | 219,904,000 |
| Interest-bearing deposits | 163,720,000 | 160,776,000 | 169,271,000 | 144,723,000 |
| Noninterest-bearing deposits | 64,637,000 | 69,754,000 | 69,873,000 | 75,181,000 |
| Equity capital | 20,125,000 | 20,064,000 | 21,167,000 | 21,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,384,000 | 4,927,000 | 7,687,000 | 10,641,000 |
| Interest expense | 62,000 | 105,000 | 175,000 | 419,000 |
| Net interest income | 2,322,000 | 4,822,000 | 7,512,000 | 10,222,000 |
| Noninterest income | 66,000 | 128,000 | 187,000 | 232,000 |
| Noninterest expense | 907,000 | 1,850,000 | 2,921,000 | 4,360,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,406,000 | 2,950,000 | 4,553,000 | 5,794,000 |
| Income tax | 0 | 0 | 0 | 353,000 |
| Net income | 1,406,000 | 2,950,000 | 4,553,000 | 5,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,350,000 | 22,894,000 | 24,495,000 | 24,279,000 |
| Total capital | 23,548,000 | 25,181,000 | 26,797,000 | 26,690,000 |
| Risk-weighted assets | 175,625,000 | 182,745,000 | 183,877,000 | 192,644,000 |