Call reports 2021
MAIN BANK — 2021
What MAIN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 236,598,000 | 236,098,000 | 241,256,000 | 252,589,000 |
| Total loans | 168,982,000 | 162,049,000 | 153,069,000 | 156,257,000 |
| Allowance for loan losses | 1,918,000 | 2,044,000 | 2,170,000 | 2,296,000 |
| Securities available for sale | 3,097,000 | 3,079,000 | 3,063,000 | 10,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,744,000 | 216,498,000 | 220,659,000 | 232,103,000 |
| Interest-bearing deposits | 146,699,000 | 151,283,000 | 147,960,000 | 160,897,000 |
| Noninterest-bearing deposits | 71,044,000 | 65,214,000 | 72,699,000 | 71,206,000 |
| Equity capital | 18,255,000 | 18,922,000 | 19,739,000 | 19,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,324,000 | 4,921,000 | 7,584,000 | 10,129,000 |
| Interest expense | 135,000 | 232,000 | 299,000 | 353,000 |
| Net interest income | 2,189,000 | 4,689,000 | 7,285,000 | 9,776,000 |
| Noninterest income | 59,000 | 123,000 | 187,000 | 251,000 |
| Noninterest expense | 919,000 | 1,831,000 | 2,702,000 | 3,809,000 |
| Provision for loan losses | 126,000 | 252,000 | 378,000 | 504,000 |
| Pretax income | 1,203,000 | 2,729,000 | 4,392,000 | 5,714,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,203,000 | 2,729,000 | 4,392,000 | 5,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,172,000 | 18,854,000 | 19,684,000 | 19,943,000 |
| Total capital | 19,974,000 | 20,686,000 | 21,589,000 | 21,953,000 |
| Risk-weighted assets | 144,016,000 | 146,291,000 | 152,141,000 | 160,511,000 |