Call reports 2020
MAIN BANK — 2020
What MAIN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 181,789,000 | 220,610,000 | 207,888,000 | 208,102,000 |
| Total loans | 117,191,000 | 163,437,000 | 164,892,000 | 153,700,000 |
| Allowance for loan losses | 1,540,000 | 1,603,000 | 1,666,000 | 1,792,000 |
| Securities available for sale | 4,120,000 | 3,140,000 | 3,131,000 | 3,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,423,000 | 188,838,000 | 190,683,000 | 189,756,000 |
| Interest-bearing deposits | 140,276,000 | 132,029,000 | 135,784,000 | 139,979,000 |
| Noninterest-bearing deposits | 25,147,000 | 56,808,000 | 54,899,000 | 49,777,000 |
| Equity capital | 15,711,000 | 16,107,000 | 16,436,000 | 17,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,997,000 | 3,998,000 | 5,959,000 | 8,545,000 |
| Interest expense | 368,000 | 631,000 | 828,000 | 988,000 |
| Net interest income | 1,629,000 | 3,367,000 | 5,131,000 | 7,557,000 |
| Noninterest income | 55,000 | 106,000 | 151,000 | 205,000 |
| Noninterest expense | 786,000 | 1,618,000 | 2,452,000 | 3,473,000 |
| Provision for loan losses | 42,000 | 105,000 | 168,000 | 294,000 |
| Pretax income | 856,000 | 1,750,000 | 2,662,000 | 3,995,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 856,000 | 1,750,000 | 2,662,000 | 3,995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,617,000 | 15,989,000 | 16,327,000 | 17,713,000 |
| Total capital | 17,183,000 | 17,618,000 | 18,019,000 | 19,465,000 |
| Risk-weighted assets | 125,939,000 | 135,359,000 | 135,696,000 | 140,124,000 |