Call reports 2019
MAIN BANK — 2019
What MAIN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 141,488,000 | 158,363,000 | 166,267,000 | 166,880,000 |
| Total loans | 105,428,000 | 106,670,000 | 110,804,000 | 116,410,000 |
| Allowance for loan losses | 1,417,000 | 1,444,000 | 1,471,000 | 1,498,000 |
| Securities available for sale | 7,994,000 | 8,069,000 | 7,067,000 | 5,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,065,000 | 143,463,000 | 150,643,000 | 150,977,000 |
| Interest-bearing deposits | 105,448,000 | 119,634,000 | 124,971,000 | 124,800,000 |
| Noninterest-bearing deposits | 21,617,000 | 23,829,000 | 25,672,000 | 26,177,000 |
| Equity capital | 13,888,000 | 14,262,000 | 14,802,000 | 15,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,724,000 | 3,535,000 | 5,511,000 | 7,500,000 |
| Interest expense | 313,000 | 680,000 | 1,110,000 | 1,514,000 |
| Net interest income | 1,411,000 | 2,855,000 | 4,401,000 | 5,986,000 |
| Noninterest income | 56,000 | 105,000 | 153,000 | 200,000 |
| Noninterest expense | 676,000 | 1,389,000 | 2,123,000 | 2,911,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 108,000 |
| Pretax income | 764,000 | 1,517,000 | 2,350,000 | 3,167,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 764,000 | 1,517,000 | 2,350,000 | 3,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,949,000 | 14,240,000 | 14,833,000 | 15,289,000 |
| Total capital | 15,334,000 | 15,647,000 | 16,299,000 | 16,813,000 |
| Risk-weighted assets | 110,764,000 | 112,533,000 | 117,264,000 | 122,647,000 |