Call reports 2018
MAIN BANK — 2018
What MAIN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 133,701,000 | 134,252,000 | 140,433,000 | 143,543,000 |
| Total loans | 96,168,000 | 98,645,000 | 101,237,000 | 99,412,000 |
| Allowance for loan losses | 1,225,000 | 1,276,000 | 1,327,000 | 1,390,000 |
| Securities available for sale | 24,614,000 | 23,572,000 | 22,515,000 | 9,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,255,000 | 116,520,000 | 123,363,000 | 129,612,000 |
| Interest-bearing deposits | 99,795,000 | 96,272,000 | 100,655,000 | 107,013,000 |
| Noninterest-bearing deposits | 20,460,000 | 20,247,000 | 22,708,000 | 22,598,000 |
| Equity capital | 13,021,000 | 13,250,000 | 13,464,000 | 13,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,494,000 | 3,052,000 | 4,700,000 | 6,423,000 |
| Interest expense | 166,000 | 388,000 | 670,000 | 965,000 |
| Net interest income | 1,328,000 | 2,664,000 | 4,030,000 | 5,458,000 |
| Noninterest income | 53,000 | 111,000 | 164,000 | 214,000 |
| Noninterest expense | 639,000 | 1,290,000 | 1,936,000 | 2,615,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 108,000 |
| Pretax income | 706,000 | 1,413,000 | 2,150,000 | 2,704,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 706,000 | 1,413,000 | 2,150,000 | 2,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,340,000 | 13,613,000 | 13,886,000 | 13,640,000 |
| Total capital | 14,591,000 | 14,915,000 | 15,239,000 | 14,958,000 |
| Risk-weighted assets | 103,397,000 | 105,908,000 | 108,650,000 | 105,313,000 |