Call reports 2017
MAIN BANK — 2017
What MAIN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 125,967,000 | 130,368,000 | 146,725,000 | 132,937,000 |
| Total loans | 90,127,000 | 91,874,000 | 94,871,000 | 94,327,000 |
| Allowance for loan losses | 1,101,000 | 1,116,000 | 1,159,000 | 1,174,000 |
| Securities available for sale | 22,935,000 | 22,062,000 | 22,006,000 | 20,929,000 |
| Securities held to maturity | 1,000 | 1,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,421,000 | 117,343,000 | 133,274,000 | 119,642,000 |
| Interest-bearing deposits | 88,897,000 | 98,009,000 | 109,195,000 | 101,021,000 |
| Noninterest-bearing deposits | 16,524,000 | 19,335,000 | 24,079,000 | 18,622,000 |
| Equity capital | 12,044,000 | 12,481,000 | 12,750,000 | 12,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,313,000 | 2,715,000 | 4,238,000 | 5,725,000 |
| Interest expense | 120,000 | 258,000 | 417,000 | 578,000 |
| Net interest income | 1,193,000 | 2,457,000 | 3,821,000 | 5,147,000 |
| Noninterest income | 55,000 | 111,000 | 171,000 | 232,000 |
| Noninterest expense | 622,000 | 1,225,000 | 1,814,000 | 2,460,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 60,000 |
| Pretax income | 611,000 | 1,313,000 | 2,118,000 | 2,616,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 611,000 | 1,313,000 | 2,118,000 | 2,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,288,000 | 12,580,000 | 12,887,000 | 13,054,000 |
| Total capital | 13,415,000 | 13,722,000 | 14,072,000 | 14,254,000 |
| Risk-weighted assets | 92,260,000 | 95,324,000 | 99,193,000 | 100,213,000 |