Call reports 2016
MAIN BANK — 2016
What MAIN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 113,693,000 | 116,814,000 | 122,606,000 | 125,611,000 |
| Total loans | 79,186,000 | 83,425,000 | 83,057,000 | 82,776,000 |
| Allowance for loan losses | 1,014,000 | 1,050,000 | 1,086,000 | 1,086,000 |
| Securities available for sale | 19,234,000 | 20,348,000 | 18,302,000 | 24,898,000 |
| Securities held to maturity | 3,000 | 3,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,878,000 | 104,661,000 | 110,167,000 | 112,403,000 |
| Interest-bearing deposits | 86,202,000 | 87,090,000 | 93,146,000 | 94,805,000 |
| Noninterest-bearing deposits | 15,675,000 | 17,572,000 | 17,021,000 | 17,598,000 |
| Equity capital | 11,459,000 | 11,754,000 | 11,926,000 | 11,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,189,000 | 2,415,000 | 3,657,000 | 4,956,000 |
| Interest expense | 103,000 | 206,000 | 315,000 | 429,000 |
| Net interest income | 1,086,000 | 2,209,000 | 3,342,000 | 4,527,000 |
| Noninterest income | 47,000 | 106,000 | 153,000 | 203,000 |
| Noninterest expense | 644,000 | 1,309,000 | 1,910,000 | 2,554,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 108,000 |
| Pretax income | 453,000 | 934,000 | 1,477,000 | 2,068,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 453,000 | 934,000 | 1,477,000 | 2,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,378,000 | 11,599,000 | 11,798,000 | 12,049,000 |
| Total capital | 12,361,000 | 12,635,000 | 12,845,000 | 13,104,000 |
| Risk-weighted assets | 78,601,000 | 82,801,000 | 83,686,000 | 84,311,000 |