Call reports 2015
MAIN BANK — 2015
What MAIN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 107,827,000 | 108,466,000 | 111,641,000 | 116,201,000 |
| Total loans | 82,366,000 | 82,937,000 | 86,331,000 | 82,166,000 |
| Allowance for loan losses | 830,000 | 978,000 | 978,000 | 978,000 |
| Securities available for sale | 18,183,000 | 17,173,000 | 17,149,000 | 16,070,000 |
| Securities held to maturity | 5,000 | 5,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,219,000 | 95,504,000 | 98,478,000 | 104,674,000 |
| Interest-bearing deposits | 83,245,000 | 82,238,000 | 82,806,000 | 87,915,000 |
| Noninterest-bearing deposits | 11,974,000 | 13,266,000 | 15,672,000 | 16,759,000 |
| Equity capital | 12,181,000 | 12,518,000 | 12,672,000 | 11,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,151,000 | 2,332,000 | 3,616,000 | 4,896,000 |
| Interest expense | 93,000 | 188,000 | 291,000 | 392,000 |
| Net interest income | 1,058,000 | 2,144,000 | 3,325,000 | 4,504,000 |
| Noninterest income | 490,000 | 1,214,000 | 1,753,000 | 1,953,000 |
| Noninterest expense | 1,051,000 | 2,152,000 | 3,455,000 | 4,222,000 |
| Provision for loan losses | 45,000 | 170,000 | 170,000 | 170,000 |
| Pretax income | 452,000 | 1,036,000 | 1,453,000 | 2,065,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 452,000 | 1,036,000 | 1,453,000 | 2,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,072,000 | 12,406,000 | 12,573,000 | 11,186,000 |
| Total capital | 12,927,000 | 13,375,000 | 13,577,000 | 12,179,000 |
| Risk-weighted assets | 77,319,000 | 77,515,000 | 81,577,000 | 79,407,000 |