Call reports 2014
MAIN BANK — 2014
What MAIN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 104,403,000 | 102,773,000 | 103,003,000 | 105,315,000 |
| Total loans | 73,096,000 | 78,071,000 | 79,076,000 | 81,377,000 |
| Allowance for loan losses | 731,000 | 769,000 | 807,000 | 808,000 |
| Securities available for sale | 20,240,000 | 20,195,000 | 19,138,000 | 18,141,000 |
| Securities held to maturity | 7,000 | 7,000 | 6,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,056,000 | 90,276,000 | 89,016,000 | 92,614,000 |
| Interest-bearing deposits | 82,085,000 | 79,757,000 | 77,263,000 | 81,809,000 |
| Noninterest-bearing deposits | 9,971,000 | 10,519,000 | 11,753,000 | 10,805,000 |
| Equity capital | 12,049,000 | 12,115,000 | 11,925,000 | 12,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,206,000 | 3,369,000 | 4,536,000 |
| Interest expense | 100,000 | 198,000 | 290,000 | 384,000 |
| Net interest income | 995,000 | 2,008,000 | 3,079,000 | 4,152,000 |
| Noninterest income | 423,000 | 823,000 | 1,393,000 | 1,920,000 |
| Noninterest expense | 1,053,000 | 2,073,000 | 3,199,000 | 4,280,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 329,000 | 686,000 | 1,165,000 | 1,648,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 329,000 | 686,000 | 1,165,000 | 1,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,977,000 | 12,033,000 | 11,887,000 | 12,370,000 |
| Total capital | 12,734,000 | 12,828,000 | 12,720,000 | 13,204,000 |
| Risk-weighted assets | 67,280,000 | 70,309,000 | 72,336,000 | 75,960,000 |