Call reports 2013
MAIN BANK — 2013
What MAIN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 118,255,000 | 111,120,000 | 115,419,000 | 108,640,000 |
| Total loans | 74,291,000 | 74,685,000 | 70,515,000 | 72,706,000 |
| Allowance for loan losses | 702,000 | 743,000 | 848,000 | 677,000 |
| Securities available for sale | 21,615,000 | 19,405,000 | 20,349,000 | 19,326,000 |
| Securities held to maturity | 10,000 | 9,000 | 8,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,432,000 | 98,964,000 | 102,908,000 | 95,869,000 |
| Interest-bearing deposits | 94,823,000 | 87,927,000 | 92,016,000 | 86,024,000 |
| Noninterest-bearing deposits | 11,609,000 | 11,037,000 | 10,892,000 | 9,845,000 |
| Equity capital | 11,407,000 | 11,630,000 | 12,138,000 | 12,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,156,000 | 2,311,000 | 3,416,000 | 4,503,000 |
| Interest expense | 144,000 | 265,000 | 382,000 | 491,000 |
| Net interest income | 1,012,000 | 2,046,000 | 3,034,000 | 4,012,000 |
| Noninterest income | 798,000 | 1,801,000 | 2,753,000 | 3,222,000 |
| Noninterest expense | 1,493,000 | 2,926,000 | 4,201,000 | 5,336,000 |
| Provision for loan losses | 55,000 | 260,000 | 380,000 | 380,000 |
| Pretax income | 262,000 | 661,000 | 1,206,000 | 1,518,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 262,000 | 661,000 | 1,206,000 | 1,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,073,000 | 11,473,000 | 12,018,000 | 12,330,000 |
| Total capital | 11,801,000 | 12,242,000 | 12,822,000 | 13,033,000 |
| Risk-weighted assets | 63,591,000 | 62,964,000 | 64,325,000 | 66,503,000 |