Call reports 2012
MAIN BANK — 2012
What MAIN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 74,674,000 | 76,003,000 | 76,631,000 | 126,697,000 |
| Total loans | 51,980,000 | 55,941,000 | 58,132,000 | 77,317,000 |
| Allowance for loan losses | 540,000 | 567,000 | 603,000 | 632,000 |
| Securities available for sale | 16,558,000 | 15,612,000 | 14,592,000 | 20,143,000 |
| Securities held to maturity | 12,000 | 11,000 | 11,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,020,000 | 66,516,000 | 64,060,000 | 114,617,000 |
| Interest-bearing deposits | 58,957,000 | 57,508,000 | 55,104,000 | 102,048,000 |
| Noninterest-bearing deposits | 7,064,000 | 9,008,000 | 8,955,000 | 12,569,000 |
| Equity capital | 8,493,000 | 9,036,000 | 9,424,000 | 11,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 976,000 | 1,979,000 | 2,920,000 | 3,935,000 |
| Interest expense | 115,000 | 225,000 | 322,000 | 439,000 |
| Net interest income | 861,000 | 1,754,000 | 2,598,000 | 3,496,000 |
| Noninterest income | 495,000 | 1,295,000 | 2,039,000 | 2,717,000 |
| Noninterest expense | 969,000 | 2,170,000 | 3,348,000 | 4,806,000 |
| Provision for loan losses | 16,000 | 39,000 | 62,000 | 86,000 |
| Pretax income | 371,000 | 840,000 | 1,227,000 | 1,307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 371,000 | 840,000 | 1,227,000 | 1,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,147,000 | 8,616,000 | 9,004,000 | 11,189,000 |
| Total capital | 8,685,000 | 9,181,000 | 9,573,000 | 11,847,000 |
| Risk-weighted assets | 43,039,000 | 45,190,000 | 45,453,000 | 65,775,000 |