Call reports 2011
MAIN BANK — 2011
What MAIN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 75,372,000 | 71,239,000 | 71,783,000 | 72,386,000 |
| Total loans | 44,595,000 | 44,999,000 | 48,134,000 | 49,927,000 |
| Allowance for loan losses | 576,000 | 567,000 | 567,000 | 524,000 |
| Securities available for sale | 16,368,000 | 17,518,000 | 15,681,000 | 16,684,000 |
| Securities held to maturity | 14,000 | 13,000 | 13,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,196,000 | 63,090,000 | 63,272,000 | 63,821,000 |
| Interest-bearing deposits | 60,452,000 | 56,491,000 | 56,359,000 | 57,501,000 |
| Noninterest-bearing deposits | 6,744,000 | 6,599,000 | 6,913,000 | 6,319,000 |
| Equity capital | 7,409,000 | 7,741,000 | 8,078,000 | 8,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 909,000 | 1,794,000 | 2,715,000 | 3,694,000 |
| Interest expense | 178,000 | 334,000 | 462,000 | 585,000 |
| Net interest income | 731,000 | 1,460,000 | 2,253,000 | 3,109,000 |
| Noninterest income | 259,000 | 647,000 | 1,136,000 | 1,640,000 |
| Noninterest expense | 831,000 | 1,678,000 | 2,641,000 | 3,689,000 |
| Provision for loan losses | 23,000 | 23,000 | 23,000 | 23,000 |
| Pretax income | 136,000 | 406,000 | 725,000 | 1,037,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 136,000 | 406,000 | 725,000 | 1,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,238,000 | 7,399,000 | 7,590,000 | 7,777,000 |
| Total capital | 7,750,000 | 7,922,000 | 8,112,000 | 8,319,000 |
| Risk-weighted assets | 40,851,000 | 41,814,000 | 41,700,000 | 43,320,000 |