Call reports 2010
MAIN BANK — 2010
What MAIN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 66,909,000 | 71,108,000 | 75,711,000 | 78,608,000 |
| Total loans | 43,621,000 | 46,998,000 | 50,855,000 | 45,040,000 |
| Allowance for loan losses | 444,000 | 492,000 | 483,000 | 553,000 |
| Securities available for sale | 8,039,000 | 8,133,000 | 8,231,000 | 11,180,000 |
| Securities held to maturity | 16,000 | 15,000 | 15,000 | 14,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,805,000 | 63,000,000 | 67,514,000 | 70,437,000 |
| Interest-bearing deposits | 53,275,000 | 55,273,000 | 60,662,000 | 62,421,000 |
| Noninterest-bearing deposits | 5,530,000 | 7,727,000 | 6,852,000 | 8,016,000 |
| Equity capital | 5,565,000 | 5,725,000 | 7,205,000 | 7,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,728,000 | 2,738,000 | 3,758,000 |
| Interest expense | 261,000 | 513,000 | 754,000 | 949,000 |
| Net interest income | 576,000 | 1,215,000 | 1,984,000 | 2,809,000 |
| Noninterest income | 29,000 | 207,000 | 676,000 | 1,170,000 |
| Noninterest expense | 404,000 | 1,067,000 | 1,962,000 | 2,884,000 |
| Provision for loan losses | 32,000 | 74,000 | 118,000 | 192,000 |
| Pretax income | 169,000 | 281,000 | 580,000 | 903,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 169,000 | 281,000 | 580,000 | 903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,515,000 | 5,582,000 | 6,965,000 | 7,157,000 |
| Total capital | 5,979,000 | 6,094,000 | 7,468,000 | 7,669,000 |
| Risk-weighted assets | 43,036,000 | 45,355,000 | 45,307,000 | 40,925,000 |