Call reports 2004
MAIN BANK — 2004
What MAIN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 26,300,000 | 26,697,000 | 29,127,000 | 29,849,000 |
| Total loans | 16,903,000 | 18,417,000 | 18,721,000 | 18,844,000 |
| Allowance for loan losses | 323,000 | 346,000 | 347,000 | 280,000 |
| Securities available for sale | 6,766,000 | 5,678,000 | 5,961,000 | 5,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,755,000 | 24,340,000 | 26,247,000 | 26,982,000 |
| Interest-bearing deposits | 19,284,000 | 19,533,000 | 21,037,000 | 21,873,000 |
| Noninterest-bearing deposits | 4,471,000 | 4,807,000 | 5,210,000 | 5,109,000 |
| Equity capital | 2,431,000 | 2,270,000 | 2,791,000 | 2,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 389,000 | 769,000 | 1,160,000 | 1,566,000 |
| Interest expense | 81,000 | 165,000 | 254,000 | 346,000 |
| Net interest income | 308,000 | 604,000 | 906,000 | 1,220,000 |
| Noninterest income | 95,000 | 74,000 | 103,000 | 142,000 |
| Noninterest expense | 333,000 | 665,000 | 990,000 | 1,318,000 |
| Provision for loan losses | 46,000 | 47,000 | 51,000 | 51,000 |
| Pretax income | 24,000 | -33,000 | -31,000 | -6,000 |
| Income tax | 0 | 3,000 | 3,000 | 3,000 |
| Net income | 24,000 | -36,000 | -34,000 | -9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,348,000 | 2,287,000 | 2,789,000 | 2,816,000 |
| Total capital | 2,564,000 | 2,523,000 | 3,044,000 | 3,080,000 |
| Risk-weighted assets | 17,190,000 | 18,760,000 | 20,322,000 | 21,121,000 |
Machine access — free, no API key
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