Call reports 2017
QUALITY BANK — 2017
What QUALITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 31,628,000 | 29,706,000 | 28,374,000 | 28,573,000 |
| Total loans | 21,903,000 | 22,733,000 | 23,920,000 | 25,284,000 |
| Allowance for loan losses | 361,000 | 340,000 | 345,000 | 348,000 |
| Securities available for sale | 2,695,000 | 2,169,000 | 1,324,000 | 1,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,674,000 | 26,816,000 | 24,842,000 | 25,553,000 |
| Interest-bearing deposits | 23,023,000 | 22,862,000 | 20,965,000 | 20,660,000 |
| Noninterest-bearing deposits | 5,651,000 | 3,954,000 | 3,877,000 | 4,893,000 |
| Equity capital | 2,938,000 | 2,878,000 | 2,966,000 | 3,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 277,000 | 533,000 | 803,000 | 1,077,000 |
| Interest expense | 26,000 | 52,000 | 80,000 | 111,000 |
| Net interest income | 251,000 | 481,000 | 723,000 | 966,000 |
| Noninterest income | 12,000 | 21,000 | 23,000 | 32,000 |
| Noninterest expense | 177,000 | 340,000 | 490,000 | 664,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 86,000 | 162,000 | 256,000 | 334,000 |
| Income tax | 0 | 0 | 4,000 | 13,000 |
| Net income | 86,000 | 162,000 | 252,000 | 321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,846,000 | 2,786,000 | 2,876,000 | 2,935,000 |
| Total capital | 3,165,000 | 3,104,000 | 3,209,000 | 3,272,000 |
| Risk-weighted assets | 25,512,000 | 25,436,000 | 26,576,000 | 26,971,000 |